After losing my job and using my credit cards to stay afloat, Clay Advisors helped get me better and affordable interest rates, and they helped me understand that I would be okay.

- Maria,
Miami, FL

Consolidate your debt...

Get one simple monthly payment for credit card, medical bills and unsecured debt.

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one low monthly payment
no hidden fees
will not affect your credit score

By clicking Continue you hereby agreed to be contacted by Clay Advisors and its Partners and its service providers, at the telephone number(s) you have provided above by automatic dialing systems, artificial or pre-recorded voice messaging, email, or text message, even if you have listed yourself on any Do Not Call list, to explore personal loan and other debt resolution options and for telemarketing, account servicing, and other purposes with respect to all services Clay Advisors and its Partners and its service providers, may offer or provide you. Data and message rates may apply. You understand that your consent is not required as a condition to use this service and you may call 888-859-6157 to speak with a representative.

Who We Are

Overwhelmed by creditor calls and a stuffed inbox? Clay Advisors is here to help.

Eliminate multiple bills and payouts with one easy monthly payment — at almost half of what you are currently outlaying. Paying bills can be a low stress event when interest rates are reasonable. Clay Advisors is here to help.

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The 3 Keys to Becoming Debt Free

1

Complete our application: we aren't asking for anything complicated— just some estimates to help us get to know you.

Note: Your credit score will not be impacted.

2

Within 1 hour, you will be connected with your personal financial consultant who will get to know you, review our process, and answer any questions you may have.

3

Start making payments that are up to 50% less than your current payments.

Call Us Now!

888-859-6157

How Much Can You Save?

Current Rate

Following your current payment plan, you will pay total interest of

to your current banking institution before paying off your debt.

Clay Advisors Rate

With Clay Advisors, you will pay total interest of

Go Back

"I really thought my debt was under control. I transferred my balances to a new card with a 'zero' interest rate. Of course, no one explained to me that the rates would skyrocket after a few months. Suddenly, I had more debt than before. Without Clay Advisors I don't know how I would be able to move forward in my life. Thank you, Clay Advisors."

Julia

South Bend, IN
"They say a failure to plan is a plan to fail. They were right. I had been laid off and while I believed I could get a job quickly, I was very very wrong. After 3 months, I had to move in with my parents. I had no emergency savings. The only thing I did have was credit card debt. Lots of it. And, the companies who were calling at my home found me at my parents. It was horrible. When I got the offer from Clay Advisors I didn't think I would even qualify. I was so relieved to know that they are there for people like me. Thank you Clay Advisors for helping me get on track."

Damon

Colorado Springs, Co
"For the first time in my adult life I was scared: the 'introductory' interest rate on my credit cards expired and suddenly my payments quadrupled. I didn't know what to do. I was angry that I hadn't paid it all back, like I promised myself. If Clay Advisors had not been able to offer me a lower rate, I don't know what I would have done. I know I will never fall into that trap again. Thank you, Clay Advisors. You have really helped me."

Leonard

Marlboro, NJ
"When I was laid off, I thought my skill set would allow me to get a job quickly. I was wrong. Not only was I wrong, but, my thinking led me to spend more than I should have between jobs. I started to put everything on my credit cards. It really became insurmountable. They almost turned off my electric. Clay Advisors really took the time to hear my story and offer the best solution. They not only helped me get better and affordable interest rates but helped me understand that I would be okay. I don't know what I would have done without Clay Advisors."

Peggy

Newtown, MA
“I got divorced and was back to square one. I let my husband have everything because I wanted things to be smooth for me and to start fresh. But it wasn't smooth for me. I wasn't smart: I bought all new everything to start my new life and it got me into some new serious debt. The timing for me receiving the offer for Clay Advisors couldn't have been better... I was close to going over the cliff into bankruptcy. They helped, they sorted things out, I am back on track. Clay Advisors delivered on their promise.”

Melanie

St. Louis, MO

Questions? We've got answers.

What is an unsecured low-interest rate debt consolidation loan?: Clay Advisors is offering you an unsecured low-interest rate debt consolidation loan for your unsecured high-interest credit card debt. A Clay Advisors debt consolidation loan is used to combine multiple debts into one. Instead of a pile of bills, you will have only a single monthly payment. By consolidating your unsecured credit card into a low-interest rate consolidation loan, you will know exactly how much you have to pay each month... and when you will be out of debt. While a debt consolidation loan doesn't eliminate your debt, it makes paying it off easier and more predictable. At Clay Advisors, your priorities are our goals: making your debt more affordable, predictable, and consistent.
How do I know if I qualify for a Clay Advisors unsecured low-interest debt consolidation loan?: If you are a consumer who has at least $15,000 in high-interest rate unsecured credit card debt and a FICO score ranging between 420-740, you are a great candidate for our program. Our program is designed to help you get a lower interest rate than you are currently paying over multiple unsecured credit cards. If you are curious about potential savings, please try our calculator.
Can I consolidate my mortgage, student loans, or auto loans?: At Clay Advisors we can help you consolidate your unsecured credit card debt.
Is completing this application going to affect my credit score?: No. Completing our application will not affect your credit score because we do not ask for any personal identifying information or any account numbers.